LENDING INTEREST RATE


Revised Schedule of Interest Rate - Percentage per annum

Deposit Type Category of Deposit Rate of Interest (p.a.)
Agri Credit10.00%
Term LoanLarge & Medium Industries10.00%-13.00%
Small & Cottage Industries10.00%-13.00%
Working Capital for IndustriesLarge & Medium Industries10.00%-13.00%
Small & Cottage Industries 10.00%-13.00%
Export Credit 7.00%
Trade Finance10.00%-13.00%
House Building LoanCommercial10.00%-13.00%
General10.00%-13.00%
Consumer Credit12.00%-15.00%
Credit Card2.25% Per Month
Credit to NBFI10.00%-13.00%
OthersOD (Exp.) [ Forced Loan]13.00% (Fixed)
SOD/ Loan Against FDR of Other Banks, ICB Unit, WEDB, Any Other Allowable Instruments.10.00%-13.00%
SOD/Loan Against Lien on FDR/Scheme of Our Banks (Except Super Savers Term Account)FDR Rate+2.50%%
Loan Against NBL Scheme Deposits (Except Super Savers' Term Deposit)Scheme Rate+2.50%Min%
LDBP10.00%-13.00%
All Other Loans & Advances Created on Forced Circumstances14.00% (Fixed)%
Loan Against Forced Import Payment14.00% (Fixed)%
OD (General) Against Work Order/Bid Bond/Performance Bond10.00%-13.00%
Others Not Covered Above14.00% (Fixed)%
PPG Based ProductsFestival Small Business Loan (General)16.00%
Small House Loan Scheme15.00% (Floating)%
NBL Small Housing Loan16.00%-17.00% %
NBL Housing Loan13.50%-15.00%
NBL Lease Finance13.00%-15.00%
NBL Weaver Loan15.00%
NBL Micro Loan15.00%
NBL Small Business Loan16.00% (Max)%
NBL Nari Jagaran Loan10.00%
NBL Trinamul Uddyog Loan9.50%
NBL Nobo Uddyog Loan10.00%