LENDING INTEREST RATE


Revised Schedule of Interest Rate - Percentage per annum

Deposit Type Category of Deposit Rate of Interest (p.a.)
Agri Credit11.00%
Term LoanLarge & Medium Industries14.50% (Max)
Small & Cottage Industries14.50% (Max)%
Working Capital for IndustriesLarge & Medium Industries14.50% (Max)
Small & Cottage Industries 14.50% (Max)%
Export Credit 7.00%
Trade Finance14.50% (Max)
House Building LoanCommercial15.00% (Max)
General15.00% (Max)%
Consumer Credit17.00% (Max)
Credit Card2.25% Per Month
Credit to NBFI14.00% (Max)
OthersOD (Exp.) [ Forced Loan]14.50% (Max)
SOD/ Loan Against FDR of Other Banks, ICB Unit, WEDB, Any Other Allowable Instruments.14.50% (Max)%
SOD/Loan Against Lien on FDR of Our BanksFDR Rate+2.50% (Min)%
Loan Against NBL Scheme Deposits (Except Super Savers' Term Deposit)Scheme Rate+2.50%Min%
LDBP14.50% (Max)%
All Other Loans & Advances Created on Forced Circumstances14.50% (Max)%
Loan Against Forced Import Payment14.50% (Max)%
OD (General) Against Work Order/Bid Bond/Performance Bond14.50% (Max)%
Others Not Covered Above16.00% (Max)%
PPG Based ProductsFestival Small Business Loan (General)16.00%-16.50%
Small House Loan Scheme16.00% (Max)%
NBL Small Housing Loan16.00%-17.00% %
NBL Housing Loan16.00% (Max)%
NBL Lease Finance16.00%-17.00%%
NBL Weaver Loan15.00%
NBL Micro Loan15.00%