The economy of Bangladesh is directly and indirectly dependent on agriculture. Agriculture is playing an important role in producing nutritious food, increasing export income, creating employment and above all achieving the economic growth of the country. Realizing the importance of agricultural finance in creating self-employment opportunities, ensuring food security and socio-economic development of the country, National Bank Limited has been providing Agriculture credit facilities through its own branches across the country since its inception. To support the underprivileged section of the society, the Bank has undertaken direct lending facilities to landless and marginalized farmers to improve quantitative and qualitative agri production thereby playing a positive role to improve their lifestyle. In FY 2022-2023, National Bank Limited has disbursed agri loan to 19,143 farmers/borrowers across the country. 

Key Features:

• People who are involved directly or indirectly with agriculture are eligible for the loan.
• Loan decision within shortest time (3 days).
• Bangladesh Bank’s prescribed interest rate is followed.
• Collateral free loan facility up to Tk.2.00 lac.
• Loan can be availed for maximum 3 years based on the nature of agri project.
• Both Term Loan and Short Term Loans are available.  
• Loan facility for import subsidy agri products.
• Opportunity to avail loans at concessional rate of interest under different agri related Refinance Schemes of Bangladesh Bank.