For All NBL Card Holders:

• NFC Based Secured EMV CHIP Card
• Two factor Authentication for Online Transaction
• Minimum monthly Interest Rate  @ 2.083%
• Market lowest Minimum Payment amount, which is 2.50% of Total Outstanding.
• Fund Transfer facility at lowest processing fee @ 1.50% on transaction   amount up to 90% of approved Credit Limit to any other account
• Interest Free days maximum up to 45 days. It is guaranteed for 15 days
• Instant Cash Withdrawal from Any ATM in Bangladesh & Abroad
• Auto Debit Payment
• Instant SMS & E-Mail Notification for every transaction
• Minimum Card Fee
• No hidden cost
• Flexible Payment option
• Worldwide Acceptance with VISA and MasterCard Branded
• Free Supplementary Local Card
• Waiver of Annual Membership Fee (Conditional)
• 24x7 Call Centre for Customer Services

Special Privileges on NBL MasterCard Platinum Credit Card:

• Life time Free for the permanent members of Reputed clubs, Equivalent position to Deputy Secretary, Govt. of Bangladesh
• Discount offer with 148+ merchant outlets across the country and many more
• Free Access to BALAKA Executive Lounge at Hazrat Shahjalal International Airport up to 01 companions at Free of Cost. 
• Complimentary Passenger handling services at Hazrat Shahjalal Int’l Airport up to 02 companions during Int’l departure only subject to 48-hours prior booking at Meet & Greet Services at: +8801974444555 or +8801822991111.

Schedule of Charges (SOC) – Credit Card:

• Effective from 12^th January 2026

Note:

1. VAT is applicable on all Fees & Charges as per Government regulations.
2. Bank reserve the right to change any Fees & Charges at any point of time with a prior digital notification. 

Commonly required documents:

• 02 Copy P.P. Size Photograph of Applicant
• Copy of NID
• Copy of e-TIN Certificate
• CIB Undertaking as per prescribed format
• Updated Cheque*
• Self PG (Personal Guarantee) as per prescribed format.
• Spouse/Relative’s PG (Personal Guarantee) as per prescribed format.*
• Copy of Guarantor’s NID
• 02  Copy P.P. Size Photograph of Guarantor
• Utility Bills Copy (Titas/WASA etc.)
• Any other required documents as per Banks & BB Policy.

Additional Papers based on Cardholder Profession:

Salaried Person:

• Office ID Photocopy
• Salary Certificate
• Bank Statement (Last 03 months)

Businessman:

• Copy of Trade License
• Bank Statement (Last six months)
• Income Statement & Balance Sheet
• Copy of Memorandum of Article of Association & Certificate of Incorporation (in case of Ltd. company)
• Corporate Guarantee (in case of Ltd. company)
• Board Resolution on ERQ Card with Lien Request