Effective working capital management is essential for the vitality of newly established projects. At NBL, we understand the critical role that working capital plays in sustaining and nurturing business growth. That's why our working capital financing solutions are meticulously designed to cater to the diverse needs of businesses and industries across various sectors.

Our comprehensive suite of products and services encompasses both non-funded and funded facilities, addressing the specific requirements of each client:

1. Non-Funded Facilities:

1. Letter of Credit (LC): Our LC offerings include various types such as Cash LC, Back-to-Back LC (BTB LC), Usance LC (UPAS), and Export Development Fund (EDF), tailored to facilitate seamless trade transactions.
2. Bank Guarantee: We provide a range of bank guarantee options including Bid Bond (BB), Performance Guarantee (PG), Advance Payment Guarantee (APG), Payment Guarantee, and Financial Commitment (FC), offering assurance and credibility in business dealings.

2. Funded Facilities:

1. Short-Term Loan: Our short-term loan facilities are designed to provide quick access to capital for immediate operational needs, enabling businesses to manage cash flow efficiently.
2. Overdrafts: NBL offers overdraft facilities to provide flexibility in managing day-to-day expenses and fluctuations in cash flow, ensuring uninterrupted operations.
3. Cash Credit: Our cash credit facilities offer revolving credit lines, allowing businesses to borrow funds as needed and repay as cash flow permits, providing liquidity and financial flexibility.
4. Loan against Trust Receipt (LTR): We extend LTR facilities, enabling businesses to obtain financing against trust receipts, facilitating smooth import transactions and reducing working capital constraints.
5. Time Loan: Our time loan facilities provide longer-term financing options, catering to the capital requirements for strategic investments and expansion initiatives, with flexible repayment terms.

With our tailored working capital financing solutions, businesses can optimize their liquidity, enhance operational efficiency, and seize growth opportunities with confidence. At NBL, we are committed to supporting the financial needs of businesses across all stages of their journey, empowering them to thrive and succeed in today's dynamic marketplace.