Dergun Benefit Account
Know About
Dergun Benefit Account
Benefit features:
1) The deposited amount will be multiplied one and half in 3 years 6 months.
2) The Interest Rate of this product will be 12.23% p.a.
3) This product is auto renewable at the prevailing rate of interest at the time of renewal.
4) Loan facility up to 80% of the deposited amount can be availed against lien on balance of the account at the prevailing rate of interest of the Bank.
5) Bank will not impose any charge of its own. Only Government charges will be deducted from the account.
Eligibility
Eligibility features:
1) This account can be opened at multiple of Tk.1,000.00 with minimum of Tk. 50,000.00 without any upper limit.
2) Bangladeshi citizen (individual), resident or non-resident, aged 18 years or above can open the account either singly or jointly.
3) This account can only be opened in the name of an Individual. Institutional deposit is not allowed under the Scheme.
4) Minor Citizen of Bangladesh can open this account. In this case his/her legal guardian will operate the account.
5) One customer can open more than one account with same branch or any other branches of NBL.
Required Documents
Declaration of Nominee:
1) Account holder may nominate one or more persons against the account as “Nominee”. Account holder may change the Nominee with submission of required documents.
2) Account holder may fix the percentage of share to each Nominee in case the number of Nominee is more than one person.
3) A Minor can also be made as Nominee; in that case the minor’s legal guardian will receive on his/her behalf.
4) Photograph of the Nominee duly attested by the Account holder to be enclosed along with the AOF at the time of opening account.
5) The nomination will be cancelled if the Nominee expires in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in such case.
6) In the event of Account holder’s death, his/her nominee(s) will not be allowed to continue the Account.
7) If the Account holder expires at any time during the period, the amount will be paid to the nominated person(s) of the Account holder. If the Account holder does not nominate any person(s), the deposited money shall be paid to the Successor on production of Succession Certificate in consultation with Branches Operations Division, Head Office.
Other conditions:
1) Accountholder will be given an Instrument/Receipt which is not transferable. In case the Instrument/Receipt is lost, the accountholder must report to the Branch at the earliest possible time to receive a duplicate Instrument/Receipt after complying with the due process.
2) Changes of address must be informed immediately to the Account Opening Branch of NBL.
3) Outstanding amount against Loan to be adjusted as per terms and conditions of the contract.
4) Bank can exercise the Right of Set-Off, if necessary.
5) Excise Duty, VAT, Income Tax or any other Government charges are to be deducted from the depositors’ Account as circulated by NBR or any other Government Authority time to time.
Ways to Apply
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