1. Probashi Shwapno:

1.  

   Benefit Features:

2. The period of the deposit will be 01(one) year.
3. The revised interest rate will be 12.00% p.a. with effect from 01 December 2024 instead of 10.50% p.a.
4. The minimum amount can be Tk.50,000.00 or above.
5. This product is auto renewable (principal without interest / principal with interest).
6. Credit facilities up to 80% of the deposited amount will be allowed against lien on balance of the account at the prevailing rate of interest of Bank.
7. Bank will not impose any charge of its own. Only Government Charges will be deducted from Account.

Notes:

1. In case of providing credit facilities against scheme deposits opened from 01 December 2024, above stated interest rates are to be used in determining Minimum Lending rate.
2. Other than the revisions mentioned above, all other features of the respective scheme deposit will remain unchanged until further notification.
3. The Scheme Deposits opened on or before 30 November 2024 will continue as it is. Revised interest rate and payment schedule and tenure will be applicable for those scheme deposits opened / renewed from 01 December 2024.
4. Excise Duty, VAT & Income Tax are to be realized from the account as circulated by the Government time to time.
5. The calculations of deposit schemes shown above have been calculated excluding Excise Duty, VAT, Income Tax and other charges (if any). The matured value / receivable amount of above Scheme Deposits can differ due to deductions as per Government rules.
6. Installment amounts of Scheme Deposits have been rounded off.